Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Government Disability Insurance Options and other Disability Insurance topics.
The Social Security Administration (SSA) offers three choices of disability income insurance calculators at their website. These calculators are not linked to your SSA official earnings records, but can be used as rough estimators of disability pension or income insurance benefits you might receive. All calculations are based on the information you enter with the assumption that you have sufficient credits to qualify for benefits if all other conditions are satisfied.
Here is a brief description of the calculators offered by SSA.
Also, SSA disability income insurance at times allows you to receive benefits for some family members (including your spouse, divorced spouse, children, and/or disabled child). One or more of these family members might qualify to receive up to 50% of your monthly insurance benefits. The online calculator will compute what these disability benefits might be to help you have a better estimated picture.
Refer to your insurance policy contract for specific information regarding your coverage and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.
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