LifeTips Home
Money/Investing
Disability Insurance Tips
Disability Insurance for Dentists
Disability Insurance for Doctors
Disability Insurance for Medical Residents
Disability Insurance Plan Options
Government Disability Insurance Options
How to Get a Disability Insurance Quote
Long Term Disability
Own Occupation Disability Insurance
Short Term Disability
What Are the Levels of Disability?
What Is Disability Insurance?
Disability Insurance FAQs

Bookmark This Site
Keep up with our Tips


Tip of the Day RSS Feed
Fresh Disability Insurance Tips Daily

Sponsor Program
Our tips are powerful.
Our writers are experts.
Our results are guaranteed.
 

Listen to our Radio Show
Hot topics for both consumers
and webmarketers
on WebmasterRadio.FM

Every Wednesday, 4PM Eastern.
 

The Next Step After Receiving a Disability Insurance Quote

Assume you’ve received a quote for long term disability insurance that fits your needs and your current budget. Here are some common steps you will take to actually purchase your coverage.
  • Ask for an application. Using regular mail or e-mail, your prospective insurer will get you a formal application for coverage.
  • Get your medical examination. Even if you have enjoyed good health in the past, most disability insurance carriers will want to schedule a physical exam given by a paramedical examiner (at no cost to you). The examiner normally makes a “house call” to examine you in your home or office.
  • Underwriter will examine your application and supporting information. A trained insurance underwriter will review your application in detail and, hopefully, approve your request for disability insurance. A decision may take a few weeks, depending on the scheduling of your medical exam and your submission of any other data requested.
  • Approval and subsequent delivery of your disability insurance policy. After approval, your insurer will immediately send you your physical policy for your examination. You normally have 30 days to read, understand, and get “comfortable” with your new disability insurance coverage.
As you can see, getting an acceptable disability insurance quote online will save time and stress. The process of purchasing the coverage you want is relatively simple, straightforward, and effective. Using the Internet can streamline the entire process. Refer to your insurance policy contract for specific information regarding your coverage and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.

Comments

Nobody has commented on this tip yet. Be the first.

Name:


URL: (optional)


Comment:




Learn more about our Exclusive Program we offer our clients.
 
Founded in 2000, LifeTips offers fresh tips and advice to millions of readers.
Become a Guru on a topic you're an expert in.
Become a Sponsor and keep the tips flowing and traffic going to your website!
Privacy Guaranteed.
Satisfaction Required.