Toda la cobertura de seguro de invalidez se basa en la sustitución de un porcentaje de sus ingresos actuales en caso de que sufra una lesión o enfermedad que le impide completar las responsabilidades de empleo. Niveles de las prestaciones típicas se encuentran en el rango de 50% a 60% de los ingresos mensuales regulares, aunque los límites son a veces más altos disponibles. De seguro de ingreso por incapacidad de los médicos residentes no difiere significativamente de la norma, pero a veces hay consideraciones especiales para los médicos en formación.
Los niveles de prestación máxima puede ser determinada por las empresas que ofrecen esta cobertura para los médicos residentes. Usted aprenderá mediante la consulta de sitios web, como conocedores ProtectYourIncome.com que algunas empresas a comprender las diferencias inherentes a la expedición de un seguro de ingresos para los médicos residentes.
Independientemente de su número de horas trabajadas y las compensaciones recibidas, se le puede permitir a más o menos? Escoger un número? y establecer un nivel de beneficios que usted puede permitirse. Niveles de las prestaciones típicas van desde alrededor de $ 2.000 a $ 3.500 mes anterior. Algunas compañías de seguros están dispuestos a ser más agradable y / o liberal con las cantidades de beneficios, ya que son conscientes de que? Ll sólo un médico residente de medicina durante un período relativamente corto de tiempo. Al término de su requisito de residencia, se entra en el mundo de los médicos, momento en que sus ingresos normalmente deberían gozar de un aumento importante.
Usted debe ser capaz de localizar importes de la cobertura adecuada y ahora tienen la capacidad de aumentar sus niveles de beneficio mensual en consecuencia después de su seguro de invalidez para los seguros médicos de los residentes se convierte en su cobertura médico profesional.
Consulte su contrato de póliza de seguros para obtener información específica sobre su cobertura y de los términos actuales, las condiciones y exclusiones. Las declaraciones anteriores son de carácter general y pueden o pueden no reflejar las condiciones reales de su póliza de seguro.
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